California Real Estate & Mortgage

- Current Rates


Type Range Rate Points APR
30 - Year Fixed Minimum 4.50% 0.00 4.72%
Average 5.34% 0.62 5.46%
Maximum 6.50% 2.00 6.54%

15 - Year Fixed Minimum 4.25% 0.00 4.50%
Average 4.76% 0.63 4.95%
Maximum 6.25% 2.00 6.31%

5 - Year ARM Minimum 3.75% 0.00 4.46%
Average 4.40% 0.59 4.80%
Maximum 5.63% 2.00 6.13%

1 - Year ARM Minimum 2.13% 0.00 4.15%
Average 3.28% 0.53 4.82%
Maximum 5.25% 2.00 5.64%

Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $333,700 Loan amounts in excess of $333,700 are considered Jumbo loans. Rates and APR's are based on amounts of $150,000 for Conforming Loans and $400,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.